Benefits at Retirement
Employees considering retirement should first contact the Office of Human Resource Management to discuss all necessary steps and requirements. Insurance plans not carried into retirement by the employee cannot be added after retirement. Changes to applicable plans and covered dependents can still be made during Annual Enrollment each year in retirement.
Long-Term Disability, Accident Protection, and Critical Illness Insurance coverage cannot be continued into retirement.
Book an appointment with the LSU Health - New Orleans Retirement Team! Book Here.
Retirees may continue medical coverage upon retirement if eligibility requirements for age and years of service under TRSL or LASERS is met. Members of TRSL's Optional Retirement Plan must meet the eligibility requirements, as defined by the TRSL, to continue coverage. Please contract HRM with any questions concerning retirement eligibility.
If participation in a health plan through the State of Louisiana began on or after January 1, 2002, the state subsidy of the premium after retirement will be based on the number of years participated in a Group Benefits program. Employees with continuous coverage from prior to 2002 through their retirement are grandfathered into the 75% premium category below.
If a spouse and/or dependent began participating in a health plan through the State of Louisiana on or after July 1, 2002, the state subsidy of their premium after retirement (upon retiree's death) will be based on the number of years they have participated in a Group Benefits program.
The following schedule is used in determining the state's subsidy of a retiree's premium. Click on the percentage for premium rates:
| Years of Participation | Percentage of Premium | Retiree Health Premiums |
| Less than 10 years | 19% of premium paid by the State | 2024 Retiree Health Plan Premiums - 19% |
| 10 years or more, but less than 15 years | 38% of premium paid by the State | 2024 Retiree Health Plan Premiums - 38% |
| 15 years or more, but less than 20 years | 56% of premium paid by the State | 2024 Retiree Health Plan Premiums - 56% |
| 20 years or more | 75% of premium paid by the State | 2024 Retiree Health Plan Premiums - 75% |
Employees enrolled in health insurance are required to complete the following forms prior to retirement: Health Enrollment/Change Form and Retiree Eligiblity and Continuation of Coverage
Health insurance (along with AD&D and OGB Life Insurance) premiums will be deducted from the monthly retirement check for TRSL and LASERS retirees.
ORP retirees must complete the Authorization for Insurance Deductions Form to have the LSU Payroll draft monthly premiums from your bank account in retirement.
Notice regarding Medicare: Retirees and their dependents who continue their LSU-sponsored medical coverage and who are eligible to enroll in Medicare are required to enroll and remain enrolled in Medicare Part A and Part B. Failure to do so could result in loss of LSU-sponsored coverage.
Book an appointment with the LSU Health - New Orleans Retirement Team! Book Here.